Debt Collection and Credit Reporting — Stop Harassment and Get Control
Clients are often embarrassed by financial problems and sometimes wait too long to get help. Debt collectors call the house, call family, even call neighbors and employers. Our firm understands this can be hard to talk about, so we focus you on solutions and your future, not the past or attempting to place blame.
You have rights.
You do not have to put up with harassment from debt collectors because you might owe a debt. You also have the right to get more information about the debt to figure out whether an amount is calculated correctly. You may feel that you do not owe the debt. Our attorneys will explain your rights and walk you through how to handle many situations on your own. If you are being sued, it can be important to speak with an attorney about possible legal defenses, even if you believe you may owe the debt.
Protect yourself.
You have a responsibility to check that your credit reports are correct. If they are not, you must notify the credit reporting agency to correct any errors. Errors on your credit report can then affect your ability to get credit, or it can cause your existing credit to be cancelled. Under federal law you are entitled to get one free credit report each year from each of the largest three credit reporting agencies.
Contact Beller & Bustamante, P.L., by calling (904) 288-4414 to speak with our lawyers about your rights regarding debt collection and credit reporting, and how to protect those rights.
Consumer Law
Debt Collection and Credit Reporting — Stop Harassment and Get Control
Clients are often embarrassed by financial problems and sometimes wait too long to get help. Debt collectors call the house, call family, even call neighbors and employers. Our firm understands this can be hard to talk about, so we focus you on solutions and your future, not the past or attempting to place blame.
You have rights.
You do not have to put up with harassment from debt collectors because you might owe a debt. You also have the right to get more information about the debt to figure out whether an amount is calculated correctly. You may feel that you do not owe the debt. Our attorneys will explain your rights and walk you through how to handle many situations on your own. If you are being sued, it can be important to speak with an attorney about possible legal defenses, even if you believe you may owe the debt.
Protect yourself.
You have a responsibility to check that your credit reports are correct. If they are not, you must notify the credit reporting agency to correct any errors. Errors on your credit report can then affect your ability to get credit, or it can cause your existing credit to be cancelled. Under federal law you are entitled to get one free credit report each year from each of the largest three credit reporting agencies.
For more information go to www.annualcreditreport.com.
Confidential help with your financial problems.
Contact Beller & Bustamante, P.L., by calling (904) 288-4414 to speak with our lawyers about your rights regarding debt collection and credit reporting, and how to protect those rights.